AMI’s ACTUARIAL CONSULTING
SERVICE CAPABILITIES

AMI specializes in forecasting, pricing, loss reserving and review, rate
filing and review, statutory accounting, risk management, and claims
review for the following
• Municipalities
• Self Insurance Programs
• State Insurance Departments
• Insurance Companies
• Offshore Captive Insurance Companies
• Blue Cross Blue Shield and HMOs

We specialize in various insurance products including:

• Workers’ Compensation
• Employer’s Liability
• General Liability
• Vehicle/Automobile Liability
• Property (real/personal; auto physical damage)
• Commercial Multi Peril
• Private Passenger Auto
• Professional Errors and Omissions
• Post Retirement Benefits Other than Pension
• Health
• Crime
• Reinsurance
• Medical Malpractice
• Private Mortgage Insurance
• Umbrella and Excess Coverage
• Commercial and Public Liability
• HMO and Blue Cross Blue Shield Coverage.

AMI’s Capabilities on Regulatory Compliance

We provide actuarial assistance to property/ casualty insurance
companies, captive insurance companies, and self-insurance funds in such areas as:

• GASB 10/GASB 43/GASB 45 requirements
• Loss reserves analysis and certification
• Financial projections calculation
• Commercial and personal lines product pricing and development
• Reinsurance
• Risk-Based Capital calculation.

AMI’s Statistical Analysis Capabilities

AMI has the ability to perform various statistical analyses including the
following:

• Tests of hypothesis and statistical significance
• Confidence Intervals
• Simulations
• Regression Analysis
• Variance Analysis.

AMI’s RISK MANAGEMENT CONSULTING
SERVICE CAPABILITIES

AMI has the ability to perform various risk management consulting
services including the following:

• Self-insurance financial performance review
• Cost of risk allocation design and calculations
• Claims administration effectiveness review
• Feasibility studies for alternative financing arrangements
• Captive insurance company feasibility studies
• Insurance effectiveness reviews
• Claims management information system development.

AMI’s Statistical Analysis Capabilities

AMI has the ability to perform claims audits for property/casualty
coverage. The purpose of these audits is to determine the efficiency and effectiveness of the insurance company or self insurance program’s claim administration practices. Our experience in this area will help in developing the appropriate actuarial judgment necessary in performing the calculations.