Captives have to deal with the following challenges: 

• Is the captive financially solvent?

• Is the captive sufficiently protected against catastrophes?

• Is the captive still the best alternative to financing risk?

• Are the premium rates adequate?

• How should the captive deal with the challenge of encroaching competition?

How AMI can help

AMI has the skills and experience to meet these challenges. Specifically, we can help you:

• Fend off challenges to financial integrity

• Estimate and certify loss reserves

• Review the overall financial integrity of the captive

• Prepare financial projections

• Justify or reset premium rates, surplus contributions, and dividend formulas

• Justify or reset premium rates, surplus contributions, and dividend formulas

• Evaluate cost/benefit of reinsurance program

• Help negotiate favorable reinsurance terms and costs

• Perform a refeasibility study to confirm the ongoing appropriateness of the captive program, reorient mission statement, participation, or business objectives.